Get to know the Bank Zero Card! Integrated Digital Ecosystem: We know you’re always on the move, and that’s why we’ve created an ecosystem that moves with you. With Bank Zero, your financial life is always at your fingertips, whether on your phone, tablet, or computer. We simplify financial management without sacrificing depth and efficiency.


Constant Innovation: We’re always on the lookout for ways to enhance and innovate. This means you’ll always have access to the best and latest financial solutions available on the market.

Our team of experts is always one step ahead, researching and implementing the latest financial innovations. And as a customer, you’re the first to benefit. Being with us means always having the best of the financial world in the palm of your hand!

Bank Zero: Diving Deep into the Financial Revolution

When it comes to choosing a bank, the decision goes far beyond rates and services. It’s about trust, security, and the certainty that the chosen bank aligns with your values and goals.

Let’s explore more deeply what makes Bank Zero the ideal choice for individuals and businesses.

Autonomy and Total Control:

At Bank Zero, we believe you should have total control over your finances. Our intuitive app allows you to manage your account easily, from payments and transfers to customizing your card’s design.

And of course, security is our top priority. With biometric features, we ensure that only you can access and transact in your account.

QR Payments and Receipts:

The future is digital, and payment methods are not left behind. With our QR Code system, micro-payments are quick, secure, and hassle-free.

Simplified Account Opening:

Opening an account with Bank Zero is straightforward. For South African citizens and permanent residents, we only require an official South African identity number.

Moreover, our address verification process is flexible, accepting a wide variety of documents, from utility bills to official SARS documents.

Commitment to Transparency:

Bank Zero takes a revolutionary approach when it comes to fees. We don’t believe in basic accounts that force customers to upgrade for better benefits.

All our customers have access to the same advantages, regardless of the size of their account or transaction frequency. With a profit margin of only 1%, our customer-centric approach ensures that you always get the best value for your money.

For Everyone and All:

Bank Zero is inclusive. We believe that everyone, regardless of age, background, or financial status, should have access to quality banking services. So even those under 16 can join us and start their financial journey.

Unparalleled Customer Service:

  • More than just a bank, we aim to be our customers’ partners on their financial journey. Our dedicated team is always ready to help, whether it’s solving problems or providing guidance on how to make the most of our services.
  • In the digital age, Bank Zero emerges as a leader in the financial revolution, ensuring that every customer feels valued, protected, and empowered. If you’re ready to experience true financial freedom, don’t wait any longer.
  • Download the app, follow the simple steps, and join us on this incredible journey towards the future of finance!
  • How to Apply for Your Bank Zero Card in 4 Simple Steps
  • Download the app: Start your journey with Bank Zero by downloading our user-friendly app. It’s available on both the App Store and the Google Play Store. With an intuitive design, the app is your gateway to an unparalleled banking experience.
  • Identity Verification: Security is one of our top priorities. Upload your identification documents, such as your official South African identity number. Then, go through our rigorous yet simple biometric verification process. This step ensures that your account and transactions are protected from any threats.
  • Customization: At Bank Zero, every detail matters. We want your card to reflect who you are. Customize your account name, choose an image you like for the card, set your PINs, establish savings goals, and much more. This is your chance to have a card that’s as unique as you are.
  • Card Application: After setting up and funding your account, you’ll be ready for the next big step: applying for your personalized Bank Zero card. Once requested, you’ll be just a few days away from holding in your hands the symbol of true financial freedom.
  • Wondering about costs?
  • Financial transparency is a necessity, and at Bank Zero, that’s a reality. People often get caught in traps of hidden fees and unexpected costs. We understand the frustrations this can cause, which is why we decided to address the issue in a completely new way.
  • Here at Bank Zero, we’ve reinvented the pricing structure. Imagine a bank where the basic account is completely free. Yes, that’s right: free. Only extras are charged, ensuring that you have clarity about where your money is being spent and pay only for what you actually use.
  • But innovation doesn’t stop there. We believe that all businesses, whether innovative startups or established corporations, as well as individuals, deserve equality. Equality in terms of access to features, prices, and fees. This is at the core of our philosophy and what sets us apart.
  • It’s common to find banks offering basic accounts that are, in reality, limited, forcing customers to upgrade to paid premium accounts to enjoy better features. At Bank Zero, this practice doesn’t exist. Here, everyone has access to a full range of feature-rich banking services, without worrying about exorbitant fees or forced upgrades.

Who Can Open an Account with Bank Zero?

  • If you’re a South African citizen or permanent resident with an official South African identity number, you’re eligible to open an account.
  • For address verification, we accept a wide variety of documents. From municipal bills and bank statements to official SARS documents and TV licenses.
  • If you’re staying at someone else’s property and don’t have a Proof of Address (PoA), we accept the PoA along with a declaration letter stating that you reside at the property.
  • Joining Bank Zero is more than just opening a new bank account; it’s taking a step towards true financial freedom in a secure and convenient digital environment.

Don’t wait any longer. Click here, follow the steps above, and apply for your card now!